Clinical Capacity Board · Institutional resources

What does durable specialty coverage cost?

Start with credible physician compensation evidence. Make every coverage obligation visible. Fund the conditions that allow a trusted physician team to keep its commitments.

Fractional time does not imply fractional value.

A modest hospital may need only a fraction of a specialist’s time to restore otherwise absent capability. The starting point is the value of that physician commitment—not a discount for working remotely or part time.

Our proposed approach uses specialty compensation benchmarks as a starting funding baseline, then separately identifies operating obligations and a justified premium for durability and internal specialist replenishment. This is a hypothesis to be tested through discovery and actual agreements.

Above the payer: the institution directly funds agreed specialty capacity. Payer reimbursement for encounters remains separate. The physician-governed node—a trusted team organizing its own commitments—governs clinical judgment.

Start with the evidence

Use the relevant specialty and practice setting. Record the edition, underlying data year, sample, mean or median, hours, and what compensation includes. These sources are reference tools, not an endorsement or a prescribed rate.

Medical Group Management Association (MGMA)

DataDive: specialty compensation, on-call availability, medical directorship and starting salaries.

Public overview/report; detailed benchmarks require access.

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AMGA (formerly American Medical Group Association)

Medical Group Compensation and Productivity Survey: specialty, workload and practice comparisons.

Public overview and methodology; full survey paid.

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SullivanCotter

Physician Compensation and Productivity Survey; separate on-call compensation research.

Public sample and findings; detailed benchmarks paid.

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Gallagher

Physician Compensation and Production Survey: compensation and clinical-hour expectations; separate call-pay and medical-director surveys.

Public findings; full surveys available for purchase.

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Doximity

Physician Compensation Report: physician-reported specialty and geographic compensation.

Public report; an accessible cross-check.

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Medscape

Physician Compensation Report: an additional physician-reported compensation comparison.

Online report; account access may be required.

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Source links checked November 6, 2026. Access terms and editions may change. We link to publishers; proprietary survey tables are not reproduced here. Survey populations may overlap, so multiple brands are not necessarily independent confirmations.

What should the coverage agreement account for?

Start with the care your community needs and the commitments required to provide it reliably. Identify the clinical work, availability, backup and supporting resources so both parties can build a workable funding plan.

DiscloseInclude
Clinical commitmentScheduled hours, duties, consult volume, response times and coverage boundaries.
Availability and backupReserved availability, simultaneous demands, backup, planned leave and replacement obligations.
Current coverage arrangements and associated costsLocums, agency fees, recruiting, signing incentives and repeated replacement costs.
Operating requirementsLicensure, credentialing, professional liability coverage, technology, administration and coordination; identify who pays each item.
Absent capabilityDocumented transfers, service limitations and coverage gaps. Distinguish measured costs from estimates.
Durability and replenishmentPeer onboarding, mentorship, development of future specialists, succession and team maintenance, with explicit deliverables and funding.
Funding readinessAuthorized decision makers, funding source, payment schedule, secured obligations and agreed reserve protections.

A transparent funding architecture

Benchmarked physician commitment
+ defined operating obligations
+ justified durability and replenishment premium

Compare equivalent commitments. Do not divide an annual salary by arbitrary hours, add call pay already included, or count the same backup cost twice. Distinguish physician cash compensation from the full cost of a contracted capability.

Salary surveys do not establish the premium by themselves. Explain the work and commitments it funds. The parties independently determine their own terms; this resource establishes no collective rate or universal price floor.

A reserve secures obligations; it is not automatically an additional fee. Define its custody, permitted use and replenishment separately from compensation.

Could your next specialty service start here?

Bring a clear account of coverage commitments and relevant specialty benchmarks into parallel discovery with a physician team. Identify what is affordable, what can be shared with another institution, and what must be funded before anyone commits.

This pathway is for proactive formation. An active coverage emergency belongs with an emergency staffing or locums provider.

Explore the pilot →Return to the capacity board